Social Security and Long Game
Explore 10 articles on Social Security and Long Game
All Posts in This Chapter (10 total)
Social Security: The "Ice Cream Fund"
Why we treat Social Security as a bonus, not a requirement. Learn how a $4M portfolio hedges against government solvency risk and treats future benefits as an 'Ice Cream Fund.'
Investing for Heirs: Why We Skip the 529
Why we skip the 529 in California and instead use siloed brokerage and retirement accounts to fund our heirs' future education and life goals.
Longevity Risk: The Lasting Power of $4M
A deep dive into how a $4M portfolio survives a century-long lifespan, covering everything from college tuition to hospice care.
Investing for Heirs: Why We Skip the 529
Why living in California changes the education funding math. A practical guide to using siloed brokerage and retirement accounts for heirs instead of 529s.
Charity and Impact: Strategic Giving
How a $4M portfolio enables high-leverage charity and impact. Learn about direct giving, mentorship, and building a legacy of contribution in early retirement.
The Cost of Relocation: A Strategic Investment
Moving to China is a major capital event. Learn how we treated relocation as a high-ROI project that optimized our global lifestyle and fixed expenses.
Managing Residual Patterns: Unlearning the Corporate Mindset
Retiring is an unlearning process. Learn how to manage the residual career patterns of 'optimization' and 'growth at all cost' to finally own your time.
The Gap Year that Never Ends: Unplugging from the Matrix
Early retirement isn't a vacation or a gap year; it's a conscious decision to unplug from the capitalist machine and live outside the matrix of productivity.
Resilience AND Optimization: The Learning ROI
How owning your time with a $4M portfolio allows for high-ROI pursuits like learning a new language. Resilience gives you the floor; Optimization gives you the time to master new worlds.
The Lucky Narrative: Success is Luck Meets Preparation
Acknowledging the role of luck in building wealth while designing a FIRE strategy that no longer depends on it.